Have you ever been in a car accident? Scammers see your misfortune as an opportunity to commit car insurance fraud. In fact, fraudulent insurance claims are estimated to cost the industry billions of dollars a year. Some scammers will even stage or cause an accident to mail in large bogus claims for fake injuries and damage claims. If you are a victim, you could end up with a costly claim on your record and higher insurance premiums.
Car Insurance Fraud
Protect Yourself From Auto Insurance Fraud
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Practice safe driving
Be alert at all times to avoid reckless or unsafe drivers who may be on the road with you.
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Take notes and photos
Take extensive notes and photos of the scene of an accident. The more information you provide, the more equipped you are to fight insurance fraud.
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Report the accident
Always report the accident to your insurance company and call the police to file a report. Don’t ever settle on-site with cash.
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Look for fake injuries
Look for signs of a staged accident such as a fake injury or previously damaged car. Document them for your insurance company.
Have You Witnessed This Scam?
If you’ve been affected by a car insurance scam and the U.S. Mail® has been used in any way, we want to help. Please report the crime.
Report Now