Have you tried to apply for unemployment and were denied, because you were told you are already receiving it? Were you surprised when you received a tax form outlining the unemployment insurance you neither applied for, nor collected? Maybe you did collect unemployment, but not for the amount specified. You might be a victim of unemployment insurance fraud.
Unemployment insurance (UI) fraud occurs in a multitude of ways. Primarily, it is when an individual applies for unemployment using all–or part of–a victim’s personal identifying information (PII). The following are some tell-tale signs you may be a victim of unemployment insurance fraud:
WHY THIS IS IMPORTANT
Not only has your PII been compromised, but it was used to apply for UI you might actually need. Sadly, this fraud can prevent you from legitimately obtaining unemployment insurance when you need it the most. It can also have an effect on how much you are taxed at the state-level, as well as federally. Additionally, criminals can utilize your PII to commit different types of fraud or crimes. Being aware of these signs can help you report the fraudulent activity to the proper authorities.
HOW TO REPORT UNEMPLOYMENT INSURANCE FRAUD
As a protective measure, we urge all victims of fraud and identity theft to keep a file of all reports and documents pertaining to the suspected fraud, i.e., reports filed, and/or claims made. Having all your paperwork organized and readily at-hand can assist you in dealing with any issues you may have in the future.