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Health Insurance Fraud

Senior citizens, perhaps more so than any other group of people in America, are more susceptible to health and medical insurance fraud. In this form of fraud, con men focus their efforts on older adults who are looking for supplemental health insurance to pay off expenses not covered by Medicare. While there are companies that offer legitimate supplemental medical insurance, some just try to sell any policy knowing it will provide inadequate or inappropriate coverage. One 93-year-old woman was even convinced to buy maternity insurance. If you’ve been affected by this scam, know you’re not alone.


Protect Yourself From Health Insurance Fraud

  • Read the fine print

    Carefully read any insurance promotions you receive in the mail, including the fine print in the policy.

  • Be wary of well-known names

    Be wary of companies that use names associated with the federal government, the Medicare program, or any well-known company. Many scammers choose titles, addresses, and stationery to mislead consumers.

  • Discuss with someone you trust

    If you have any doubts about a health insurance policy offered to you, discuss it with someone you trust: a friend, relative, accountant, or attorney.

  • Be cautious about urgent requests

    Look out for red flags. If someone is creating a sense of urgency to pay them, be on alert. Do more research before moving forward with any financial decision.

Have You Witnessed This Scheme?

If you’ve been affected by health insurance fraud and the U.S. Mail® has been used in any way, we want to help. Please report the crime.

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