If anyone offers to pay you to use your debit card and bank account, just say no. Scammers who commit debit card fraud will often contact students via Facebook, Twitter, Instagram, or other social media platforms and request to use a student’s debit card to deposit a check into the student’s account. Once the counterfeit check is deposited, the scammer withdraws all of the money and the student is left covering the amount of the check, as well as any overdraft fees.
Social media isn’t the only approach to a debit card fraud scheme. Victims are also approached at college campus parties. In fact, it’s estimated that college students represent at least 25 percent of the people who agree to let scammers use their debit cards and PINs.