Have you ever been in a car accident? Scammers see your misfortune as an opportunity to commit car insurance fraud. In fact, fraudulent insurance claims are estimated to cost the industry billions of dollars a year. Some scammers will even stage or cause an accident to mail in large bogus claims for fake injuries and damage claims. If you are a victim, you could end up with a costly claim on your record and higher insurance premiums.
Protect Yourself From Auto Insurance Fraud
Practice safe driving
Be alert at all times to avoid reckless or unsafe drivers who may be on the road with you.
Take notes and photos
Take extensive notes and photos of the scene of an accident. The more information you provide, the more equipped you are to fight insurance fraud.
Report the accident
Always report the accident to your insurance company and call the police to file a report. Don’t ever settle on-site with cash.
Look for fake injuries
Look for signs of a staged accident such as a fake injury or previously damaged car. Document them for your insurance company.
Have You Witnessed This Scam?
If you’ve been affected by a car insurance scam and the U.S. Mail® has been used in any way, we want to help. Please report the crime.Report Now