00:04 Number 3 - Romance Scams 00:06 Romance scams are on the rise as bad actors seek to take advantage of people's loneliness, especially older Americans. 00:14 In these scams, con artists create compelling backstories -- and phony identities -- 00:19 then trick you into falling for someone you’ve never seen in person. 00:23 As the relationship grows, your new sweetheart has an emergency, or health issue, or wants to plan a visit - 00:29 but needs you to loan some money. Once you do, you'll never see your money again - or your sweetheart. 00:37 Look before you leap into an online relationship. 00:40 Never, ever send money to someone you met online. 00:44 Do your research and ask specific questions about someone's online profile. 00:48 Make sure your virtual relationship is all facts and no fiction. 00:53 For more information on scams, visit USPIS.gov