00:00 with their time on the battlefield over 00:02 our veterans are back at home 00:04 but they're now fighting a new adversary 00:07 scammers that's why we've partnered with 00:10 aarp 00:11 to create operation protect veterans 00:13 which helps alert veterans to scams 00:15 targeting them 00:16 one such scam is a VA loan scam where 00:19 someone offers a veteran an opportunity 00:22 to refinance their VA loan at an 00:24 extremely low interest rate 00:26 with thousands of dollars in cash back 00:28 skip mortgage payments 00:30 and no out-of-pocket cost or waiting 00:32 period 00:33 veterans should be very wary of these 00:36 unsolicited offers 00:38 that come via high pressure phone calls 00:40 official looking postal mail 00:42 or electronic mail that sound too good 00:45 to be true 00:46 for more information visit uspis.gov 00:50 veterans