[Music] [Music] Oh [Music] I'll get it hello hey Joyce any word yet what and I I don't understand what what's credit cards getting credit cards we don't know about yeah the buoys we I mean we never even got off the past due notice Marilyn no there has to be some sort of mistake we don't even live there can we get a copy of that credit report or what it's not our dress well you should I talk to endure stand that's what and the bank what about the loan now all right okay thanks for calling well what'd she say they apparently can't approve the loan for the new house they said we've got three delinquent credit card account well that's impossible we only have this marvin harrison it's not even our address there's a bill to an address in maryland new or Leno it's crazy what about to happen I got to get me one of these oh yes nice try to figure it up last week amazing what you can do with good credit then check this out i played this guy like 500 bucks to give me system access to the ISP run that by me again in English it's simple look I got like thousands of email accounts that I got access to write I can see people's personal stuff do they get without them knowing it she just mailbox here that's this guy named Pat Patterson lives over in Wildwood you just sent out of file you know what that is that is a copy of last year's tax return that's been your Patterson was sent into his real estate agent dude we just take the names and the Social Security numbers open up a couple credit cards in his name boom will they catch on oh man oh no even if they do it'll be long after you've got a pinball machine and your fridge sweet what can I do nope out with the shopping sprees keep what we want how long the rest I love [Music] [Music] we need to stop hitting the mailbox before somebody gets smart no sweat you know my new girl Mandy she works in payroll this big place over an atom's burn she's going to start hooking us up hooking us up hooking us up unemployment applications all kinds of stuff from over there think she going to know we're up to something I told her I needed the info for this telemarketing thing I'm doing said it would increase my commissions if I got new names for the list maybe if they don't want to buy under consider told that we only wanted applications from the people they didn't hire all right that way no way it comes back on you think she's cool huh oh yeah she's got a kid and stuff she okay where the free dinners are coming from as long as they keep coming that's brutal speak of the devil there's my baby [Music] hi can you help you hi I'm Postal Inspector Alan garnered look at from Andy Richards this is Mandy hi Mindy Richards yeah no school director Alan Goddard let partner inspector nice there someplace we can talk in private I guess we can go into the break room gonna be fun I recognize this minute love with her nick is all kind of trouble you're both in trouble Mandy you want to tell us about the employment application keeping giving but he singing loves digital marketing what if I told you he has been using them illegally he's running a mail fraud scam what if i told you that makes you an accessory to a federal crime I don't know anything about this your boyfriend slipped up Andy you bought a car a few weeks ago was going out for the credit then he turned around and sold it for some quick cash but you forgot to clean it up first guess what we found under the seat it didn't take long to figure out where I got absolute I didn't know he didn't know I was going to get in trouble lady we believe you I'm not sure why don't you help yourself I didn't know I swear I cannot go to jail sugar piece of art beauty we can't promise anything we'll call the US Attorney cooperated if you help us good [Music] baby baby that kind of here with all that baby that's reason quietly survivor illustrator you could tell me these leads the telemarketing you when you get in reply this helps alert to its in one night places others you know make that kind of come snuggle and if y'all sold us all conditions i also forgot the computer thing going as those website come here what do you think I am I'm not going to miss my dog keeps egos in the money on come on a case there is no like that look I haven't kid to think about and think you caught me and some of the money if you can forgive back in the ring got no other offers I don't know what the hell you're talking about I guess there's no scam jerilyn church all right look we got a little thing going okay no big deal it just open up some credit card accounts in these folks names topless or a few brand at a time listen baby the credit card companies some of the money nobody's getting hurt you're crazy I think it was ill bring up an infant self who's going to take care of my little girl there listen baby I'm telling you it's nothing like we focus we must nobody have a perspective thing now listen I've been taking care of you right what do you think you're paying for all these nice clothes and stuff on I'm risking my neck you're going to cut me into some of the green tea all right look I'll have to ask Darrell about it he's not going to like bring anybody I suspect in the car gerald Henderson his prior for their sins to jewel just one taco I said we'll see all right now I need those names all right get one of credit goes on you hear day one when the Obama baby to close that's the least two CDs we will talk about everything later all I whatever I don't go crazy with that no shop anywhere people know you and don't say a word to Daryl about this really cool are we cool [Music] [Music] man [Music] bring your A [Music] general and knicker serving time in a federal prison right now in Mandy lost her job unfortunately for the Pattersons it took several months and hundreds of dollars in legal fees to clean up their credit reports and clear their good name in the meantime the dream home was sold to another buyer and they're still struggling to repair all the damage done by these crooks the really sad thing is that it might have been prevented by following four simple steps first of all deposit all outgoing mail in a blue postal collection box rather than using a residential mailbox in some parts of the country step from residential mailboxes is a real problem second shredder burn all unwanted pre-approved credit applications and financial statements all credit cards and other documents these often will go through trash containers or even dumpsters to find these items and use them to steal your identity third once a year order a copy of your own credit report especially before making large purchases like a new home or car check it carefully for any activity that you did not authorize also check for accounts that you might have forgotten to close sometimes these take over these old accounts that use them to order new credit cards and checks fourth limit the amount of personal information that you give out over the telephone and Internet try to ensure that you only provide such information to reputable companies and be sure to read their policies on confidentiality to be sure they aren't sharing your information with anyone else if you think you've been the victim of identity theft then you need to report it contact your local United States Postal Inspector you can find the number on our website at usps.com / postal inspectors identity fest is the fastest growing crime in America but it doesn't have to happen to you [Music] you [Music] [Music] [Music] you