on the website he would prominently display images of famous talk-show hosts I mean household names he would say that he had been on these shows what appeared to be endorsements from Montel Williams and the view Lord in many of the 30,000 victims of this particular scheme victims had said in witness interviews that often times they relied on these endorsements as a reason why they trusted the service the problem the con man running these ads was never on those shows his promise for $99 his company Golden Harvest would send consumers with poor credit a list of lenders who might give them a loan he also offered a 100% guarantee of satisfaction what happened consumers got nothing for their money he chose to offer this service as bogus service for $99 and as part of this I think that was calculated to it's enough money for him to make you know 3 million dollars over just a short number of years but at the same time it's a small enough amount where the victims feel well I don't know if it's worth my time these are just some of the thousands of complaints consumers sent by mail demanding their money back in response the con man in question would actually insult those who dared to complain when people would take the time to email him and complain that they're not their refunds aren't being honored he would that's when he would take the time to insult them to talk about their poor spelling and tell them that probably the reason they have a poor credit is because they aren't very intelligent postal inspectors began investigating after numerous consumers began complaining to the Better Business Bureau